The agriculturalist from Barnstable in Devon, said he was using a torch app on his iPhone 3GS while assisting a cow giving birth before it disappeared out of sight.
When the man in his 30s was eventually reunited with his smartphone it was too damaged to use, leading to his bizarre insurance claim.
A close second on the strange list, revealed by MobileInsurance.co.uk, was from a Nottingham woman who said she accidentally baked her Nokia 6303i inside a Victoria Sponge cake.
A woman in her 20s using her BlackBerry Bold as an adult toy and a couple dropping a phone in the ocean while re-enacting the a scene from Titanic also made the list.
MobileInsurance.co.uk executive John Lamerton said he had seen a lot of ‘weird and wonderful claims’ from customers. …
1. Lost inside a cow
2. Baked into a cake
3. Flushed down a lavatory
4. Snatched by a seagull
5. Blasted by fireworks
6. Stolen by monkeys
7. Dropped from a tree
8. Thrown at a boyfriend
9. Worn out by ‘intimate’ use
10. Dropped overboard